an older couple doing some paper work together


Our History


Our logo, "The Mighty Oak Tree", stands strong and deep rooted in Central Kentucky. Our acorn was planted by our Nelson County founding directors in 1907, thus beginning Farmers Bank and Trust Co. Since that time we have grown to meet the many different and varied needs of our community. As we have experienced these changes in our community, we have evolved to reflect this in our new name Town & Country Bank and Trust Co. Our oak tree continues to grow with the trunk representing the main office and the expanding limbs representing our full-service banking center locations.

Throughout our market areas, we have been a leader in the financial community and are committed to continue and increase service to our customers. It is also a tribute to the loyalty of our customers and friends as well as the dedication of our associates and directors. Thank you for your business, and we look forward to giving back to our communities for years to come.

Our Mission 

At Town & Country Bank and Trust Company, our mission is to push the boundaries in community banking to bring innovative products and services to our customers while cultivating relationships that cross generational lines. We will invest in our employees to elevate their potential to build our brand, creating value to deliver on shareholder expectations and the resources to lead with strength in the communities we serve.

Our new mission statement articulates Town & Country Bank and Trust Co.'s purpose both for those within our organization and for our customers.


Trust: To build trust through honesty and integrity. Trust with our clients, our team, and ourselves.
Strength: To lead with strength in our communities, in our decisions, and the examples we set.
Diversity: More than just culture, race, or gender; valuing the difference in opinions & perspectives and celebrating the uniqueness of each.
Curiosity: To remain curious so to never cease discovering opportunities to learn and grow.  
Innovation: To resist complacency and strive to push boundaries to enhance the experience for our customers and employees.