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Other Personal Services

Mastercard Consumer Debit Card

  • Identity Theft Protection – You can enroll for ID Theft Protection at . This service offers debit card suspicious activity alerts, credit monitoring alerts, expert support and a complimentary annual credit report. You start by clicking Activate Now and then entering your 16 digit TCBT card number to get started with enrollment.
  • Zero Liability – In the event that a debit card is used to make an unauthorized purchases, where made in a store, online or by phone, you will not be held liable.
  • Customer Service – Our Branch and Call Center staff can help with lost and stolen card report and replacement. Call 1-800-Mastercard and enter in their card number your call will be forwarded to our Call Center number. The ATM locations can be found by clicking here.

Online Banking

Online Banking is convenient and easy to use!

  • Real-time access to all your TCBT accounts
  • Review up to 18 months of statement history
  • Check Account Balances
  • Pay Bills
  • Transfer funds between your own TCBT accounts

Bill Pay

Use Bill Pay to schedule payment of any bill electronically from your account for FREE! You must be enrolled in Online Banking to utilize this service.

  • Add, delete or modify bill payees or amounts
  • View pending payments to verify information
  • View history of payments made
  • Track payments made

Mobile Banking

Download our FREE App to access your accounts from your mobile device anytime, anywhere!

  • Check Account Balances
  • Pay Bills
  • Transfer Funds
  • Mobile Deposit
  • Person to Person Transfers
Download on the App Store Get it on Google Play

MyCard Rules

Mobile Wallet

You can pay for purchases using your smart phone!
  • Apple Pay
  • Samsung Pay
  • Google Pay


We've partnered with Zelle to bring you a fast, safe and easy way to send money to family and friends, even if they aren't a Town & Country Bank and Trust Co. customer.

Zelle is available within Online Banking and our mobile banking app, which means you don't need to download anything new to start sending and receiving money! For more info, click here:


  • Send us a text to 502-337-6789 and someone from TCBT will call you. Please allow time for a member of the TCBT staff to contact you. If you need an immediate response, please call our Customer Resource Center.

Hometown Line Telephone Banking

  • Nelson Co Area: 1-502-337-6235
  • Lawrenceburg Area: 1-502-839-2038
  • Nicholasville Area: 1-859-629-6075
    • Day or Night- phone access to your bank account information
    • Access information about your checking or savings accounts, certificates of deposit, or loans.
    • Accessible from any touch-tone phone in the continental U.S.
    • Utilize a PIN number for each access and identity verification

Safe Deposit Boxes

  • 3X5- $20/ year
  • 5X5- $22/ year
  • 3X10- $30/ year
  • 4X10- $35/ year
  • 5X10- $40/ year
  • 10X10- $75/ year
(Not all sizes available at all locations.)

Consumer Credit Cards

All credit cards subject to approval by credit card company.
Our Visa Platinum Credit Cards offer great benefits!
For customer service or to report your TCM Visa Credit card lost or stolen, call 1-800-883-0131.

MasterCard SecureCode Debit Card

  • Provides enhanced security for online shopping
  • Added protection to keep transactions private

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Instant Debit Card Alerts

Text Communications:
  • Message frequency varies by account.
  • Message and data rates may apply.
  • Text HELP to 72586 for help or call toll free 1-877-813-3282 or 502-348-3911.
  • Text STOP to 72586 to cancel or call toll free 1-877-813-3282 or 502-348-3911.