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Welcome Home Grant

Welcome Home Grant Money for 2026!


Funds available beginning April 6th.


Homebuyers who meet the income guidelines may be eligible for up to $20,000 in Welcome Home Grant Money. Grant Money may be applied towards your down payment or closing costs on a VA, FHA, RHS, or Conventional home loan. 

Grant Funds are available on a first-come first-serve basis - so speak with a Town & Country Bank and Trust Co. lender to reserve your funds today. 


Income Guidelines by County 

County 1-2 Person Household 3+ Person Household
Anderson
$78,379 $90,136
Bullitt $77,771 $89,437
Franklin $78,507 $90,283
Hardin $76,992 $89,824
Jefferson $77,771 $89,437
Larue $76,992 $89,824
Marion $70,944 $82,768
Nelson $79,227 $91,111
Washington $78,987 $90,835
Woodford $81,920 $94,208
Mercer $78,683 $90,486
*Do not have to be a first-time homebuyer. Must be primary residence. Funds are subject to loan approval and borrower using $500 of their own funds for closing.

FDIC; Equal Housing Lender
NMLS #541566